Built for Kosovo · ATK Compliant · Shqip + English

The Business OS
Every Kosovo
Company Needs

Finance, payroll, HR, CRM, and AI — one platform built for Kosovo's legal landscape and modern teams.

AKLHBRFK+
200+ companies across Kosovo use Finova
🟢 Invoice #1042 — Paid · €2,400
📊 VAT Q1 — Ready to submit
🤖 TAP for €1,800 = €161.80/mo
app.finova.io/dashboard
Finance
◈ Dashboard
📄 Invoicing
🏛️ Tax & ATK
💰 Payroll
Operations
🌴 Leave
⏱️ Attendance
🎯 CRM
📊 Projects
Good morning, Granit 👋
Monday, March 17, 2026 · Prishtinë
€42,800
Revenue
↑ 18% this month
127
Invoices
↑ 9 today
24
Employees
3 on leave
€3,420
VAT Due
Due in 12d
Monthly Revenue
Pipeline
Leads
42
Qualified
18
Proposal
9
Won
7
12
Core modules
200+
Active companies
ATK
Tax compliant
AI
Gemini-powered
Trusted by Kosovo businesses
TOKALevizja FOLAJK MediaGAIA SCIDemocracy PLUSCBM MitrovicëSiguriaKCSFGIZ KosovoBTD KosovoNew HorizonsPIPS TOKALevizja FOLAJK MediaGAIA SCIDemocracy PLUSCBM MitrovicëSiguriaKCSFGIZ KosovoBTD KosovoNew HorizonsPIPS
All-in-one

Every module your business needs

Click a module to explore its features and see a live mockup.

Finance
Invoicing & Accounting
Create professional invoices in seconds, send via email or WhatsApp, and track payments in real time. Kosovo VAT books populated automatically.
  • PDF invoices with QR codeClients scan to view and pay instantly
  • Supplier invoice OCR (Gemini Vision)Photograph a receipt → data extracted automatically
  • Libri i Shitjes / BlerjesKosovo VAT books auto-populated
  • Bank CSV + AI reconciliationAI suggests matches, you confirm in one click
📄 Invoices 127 total
Filter
+ New
#ClientAmountStatus
#1042TOKA Foundation€2,400
#1041GIZ Kosovo€8,500Pending
#1040Levizja FOL€1,200
#1039Tech Solutions€3,750Overdue
#1038KCSF€6,000
Compliance
Tax & ATK Compliance
Kosovo-native tax engine. Generate IS, IL, QS forms automatically from your transactions. Never miss a deadline.
  • IS / IL / QS auto-generationForms built from live transaction data
  • Progressive TAP bracketsAll 2026 ATK rates built in
  • AI Tax Chatbot (RAG)Ask questions, get answers from Kosovo law
  • Quarterly VAT deadlinesReminders 2 weeks before each deadline
🏛️ Tax Dashboard · Q1 2026
History
Generate All
📋
IS Form — Corporate Tax
3%/9% bracket · FY 2025
✓ Ready
📋
IL Form — VAT Declaration
Quarterly · 18% standard rate
✓ Ready
📋
QS Form — Payroll Summary
Monthly TAP + pension · Mar
In Review
📚
Libri i Shitjes
Sales VAT Book · Jan–Mar 2026
✓ Ready
📚
Libri i Blerjes
Purchase VAT Book · Jan–Mar 2026
Due Apr 15
HR & Finance
Payroll & Salaries
Run monthly payroll in minutes. Automatic TAP brackets, pension contributions, gross-to-net calculations, and exportable payslips.
  • Monthly payroll runsProcess all employees with one click
  • TAP + pension deductionsEmployee and employer contributions auto-calculated
  • Gross-to-net calculatorInteractive salary breakdown tool
  • Export Excel / PDF payslipsProfessional payslips for every employee
💰 Payroll · March 2026
Export
Run Payroll
4 employees · Total: €6,900 gross
AK
Ardian Krasniqi
Senior Developer
€1,800 gross
→ €1,568.20 net
LH
Lirije Hoxha
Finance Manager
€1,500 gross
→ €1,316.00 net
BR
Besnik Rama
Sales Director
€2,200 gross
→ €1,894.40 net
FK
Fatmire Kelmendi
HR Manager
€1,400 gross
→ €1,231.80 net
HR
Leave Management
Full leave lifecycle — from request to approval to balance tracking. Vacation, sick, maternity, and custom types.
  • Multi-type leaveVacation, sick, maternity, unpaid, custom
  • Approval workflowsManager notifications, one-click approval
  • iCal exportSync to Google Calendar or Outlook
  • 8 compliance reportsBalance, forecast, utilization and more
🌴 Leave Calendar · March 2026
Reports
+ Request
Mo
Tu
We
Th
Fr
Sa
Su
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Vacation
Sick leave
Today
Operations
Time & Attendance
PIN, QR code, or link-based clock-in. Live monitoring, manual corrections with approval flow, and Excel export.
  • PIN, QR & link clock-inWorks on any device, no app required
  • Live attendance dashboardSee who's in, late, or absent in real time
  • Correction requestsEmployee submits, manager approves
  • Work location QR codesMultiple offices, sites, remote
⏱️ Live Attendance · Today
Export
View QR
18
Clocked In
3
Late
3
Absent
AK
Ardian Krasniqi
In: 08:42 · 6h 33m
● In
LH
Lirije Hoxha
In: 09:15 · Late 15m
⚠ Late
BR
Besnik Rama
In: 08:30 · 6h 45m
● In
FK
Fatmire Kelmendi
On leave today
Away
Sales
CRM & Sales Pipeline
Kanban deal pipeline with AI lead enrichment, Kosovo Business Registry lookup, campaign automation, and forecasting.
  • Kanban pipelineDrag deals through custom stages
  • Kosovo Business Registry APIAuto-enrich leads from the national registry
  • AI lead scoring & email draftsGemini ranks leads and writes outreach
  • Campaign automationDrip sequences and lead capture forms
🎯 Sales Pipeline
Forecast
+ Deal
Qualified 3
Prishtina NGO
Levizja FOL
€4,80040%
Annual Audit
GAIA SCI
€2,20055%
Proposal 2
SaaS Platform
Tech Innovations
€12,00070%
Closing 2
GIZ Media Centers
AJK + FOL
€80,00090%
Project Management
Projects & Gantt
Kanban boards plus Gantt chart visualization with dependency tracking, milestones, time tracking, and capacity planning.
  • Gantt chart with dependenciesVisual timeline with critical path analysis
  • Milestones & task assignmentsClear ownership and deadlines
  • Time tracking per taskLog hours against project budgets
  • Capacity planningPrevent team overallocation
📊 GIZ Media Centers Project
Kanban
Gantt
March – June 2026
Kickoff
Mar 20
Assessment
Apr 1–18
Training Design
Apr 20–May 5
Pilot Training
May 10–28
Final Report
Jun 5–15
Collaboration
Boards (Trello-style)
Drag-and-drop boards for any team workflow. Lists, cards, checklists, labels, public sharing, board theming and activity history.
  • Drag-and-drop boardsMove cards between lists intuitively
  • Card templates & labelsStandardize repeating workflows
  • Public board sharingShare a link with external stakeholders
  • Activity historyFull audit trail on every card
🗂️ Marketing Q2 2026
Share
+ Card
To Do 3
Update website
Web
LinkedIn campaign
Social
In Progress 2
Product demo video
65%
Done 4
Brand guidelines
Email templates
Use cases

Built for every Kosovo business

Whether you're an NGO managing donor funds or an SME growing your sales team.

🏢
SME
Growing Businesses
Replace 5 tools with one. Invoicing, payroll, CRM, and projects from one dashboard — no spreadsheets.
InvoicingPayrollCRMProjects
🤝
NGO / CSO
Civil Society Organizations
Track donor budgets, ATK-compliant reports, staff leave, and EU/USAID/GIZ donor exports automatically.
Tax & ATKLeave HRReports
💼
Consultants
Freelancers & Consultants
Send invoices, calculate your own TAP and pension, track project time, and manage clients — for one low price.
InvoicingTaxCRM
🏭
Manufacturing
Production Companies
QR clock-in across multiple sites, attendance reports, payroll for shift workers, supplier invoice OCR.
AttendancePayrollInvoicing
🏥
Healthcare
Service Businesses
Manage appointments as tasks, invoice clients, track staff schedules, and run performance reviews.
ProjectsInvoicingLeave
📡
Donor-funded
Donor Projects
Budget vs actual tracking, donor reporting templates (EU, USAID, GIZ), multi-currency, full audit trail.
FinanceReportsProjects
Gemini 2.5 Flash

AI that thinks like an accountant

Intelligent automation woven into every module — not a chatbot bolt-on.

🔍

Invoice & Receipt OCR

Photograph a supplier invoice — Gemini extracts all fields in under 3 seconds.

🤖

Kosovo Tax Chatbot (RAG)

Ask anything about Kosovo tax law in Albanian or English, powered by ATK regulations.

🏦

Bank Reconciliation AI

Import your bank CSV and AI suggests matches — accept in one click.

✉️

AI Sales Email Drafts

Select a CRM lead, click "Draft" — Gemini writes personalized outreach based on company data.

🤖
Finova AI · Tax Assistant
Online
Sa është TAP për 1,800 € bruto në muaj?
Bazuar në tabelën progresive të ATK-së:

• 0–80€: 0% → €0
• 80–250€: 4% → €6.80
• 250–1800€: 10% → €155.00

TAP total: €161.80/muaj
Pensioni: €90.00 (5%)
Neto: €1,548.20
Po nëse puna është si konsultant?
Kosovo-native

Built for ATK,
not adapted for it

Finova was designed from the ground up for Kosovo's legal framework — not a global tool adapted after the fact.

  • IS/IL/QS auto-generationForms populated from live transaction data
  • Libri i Shitjes & BlerjesKosovo VAT books maintained automatically
  • Progressive TAP + pension bracketsAll 2026 ATK rates built in
  • Quarterly VAT deadlinesReminders 2 weeks before each deadline
  • Donor reporting formatsEU, USAID, GIZ-compatible financial exports
🏛️
ATK Compliant
All Kosovo tax forms
🇽🇰
Kosovo Law
Local labour law
🇪🇺
EU Standards
IPA/EU ready
🔒
Multi-tenant
Data isolation
💳
Stripe + PayPal
Secure payments
🌐
Shqip + EN
Full bilingual
Built with

Modern, battle-tested stack

Laravel 12
Vue.js 3
Tailwind CSS 4
Alpine.js
Gemini 2.5 Flash
Stripe
PayPal
Postmark
WhatsApp API
AWS SES
dhtmlx Gantt
PHP 8.2
Testimonials

Kosovo businesses love Finova

★★★★★
"ATK forms that took a full day now take 10 minutes. It's a game changer for Kosovo NGOs — one platform for accounting, payroll, and compliance."
AK
Ardian Krasniqi
CFO · Tech Startup, Prishtinë
★★★★★
"The AI tax chatbot answers questions about TAP brackets in Albanian that I used to call my accountant for. Saves me hours every single week."
LH
Lirije Hoxha
Finance Manager · CSO, Gjakovë
★★★★★
"The CRM with Kosovo Business Registry lookup is incredible. AI-enriched leads plus automatic email drafts — this is the future of Kosovo software."
BR
Besnik Rama
Sales Director · Distribution Co.
Pricing

Simple, transparent pricing

14-day free trial on all plans. No credit card required.

Starter
Freelancers & micro-businesses
19/mo
  • Up to 3 users
  • Invoicing & VAT books
  • Tax forms (IS/IL/QS)
  • Basic Payroll
  • Leave management
  • CRM & Pipeline
  • AI features
Most popular
Business
Growing SMEs & NGOs
49/mo
  • Up to 15 users
  • All Starter features
  • CRM & Sales Pipeline
  • Project Management + Gantt
  • Time & Attendance
  • AI OCR + Tax Chatbot
  • Unlimited invoices
Enterprise
Large orgs & custom needs
119/mo
  • Unlimited users
  • All Business features
  • White-label / custom domain
  • API access
  • Priority support & SLA
  • Dedicated onboarding
  • Donor reporting templates
Frequently asked questions
Is there a free trial?+
Yes — every plan comes with a 14-day free trial. No credit card required. Full access to all features in your selected plan.
Is Finova really ATK compliant?+
Yes. Finova was built specifically for Kosovo's ATK system. All brackets, forms (IS, IL, QS), VAT books, and deadlines use official 2026 ATK regulations.
Can I switch plans anytime?+
Absolutely. Upgrade or downgrade anytime from your account settings. Changes take effect at the next billing cycle.
Do you support Albanian language?+
Yes — Finova is fully bilingual in Albanian and English. All tax forms, payroll documents, and the AI chatbot work in both languages.
How is my data protected?+
Each company has completely isolated data (multi-tenant). We use TLS 1.3 in transit and AES-256 at rest, with daily encrypted backups.
Can NGOs get a discount?+
Yes. We offer special pricing for registered NGOs and civil society organizations. Contact our sales team for details.

Ready to run your business
the modern way?

Join 200+ Kosovo companies saving hours every week with Finova.

No credit card required · 14-day free trial · Cancel anytime
All features

Everything Finova
can do

A complete breakdown of all 12 modules, every feature, and AI capability — one platform for your entire business.

📄
Invoicing & Accounting
Complete invoicing workflow with Kosovo VAT books, supplier OCR, bank reconciliation, and client portal.
  • PDF invoices with QR code
  • Recurring invoices & payment links
  • Supplier invoice OCR (Gemini Vision)
  • Libri i Shitjes / Blerjes
  • Bank CSV + AI reconciliation
  • Client self-service portal
🏛️
Tax & ATK Compliance
Full Kosovo ATK engine with auto-generated forms, deadline reminders, and AI tax chatbot.
  • IS, IL, QS form generation
  • Progressive TAP brackets (2026)
  • Quarterly VAT management
  • AI Tax Chatbot (RAG, Kosovo law)
  • Receipt scanning with OCR
  • ATK deadline calendar
💰
Payroll & Salaries
End-to-end payroll with Kosovo-specific deductions, gross-to-net, and payslip generation.
  • Monthly payroll runs
  • TAP + pension deductions
  • Gross-to-net calculator
  • Employee salary history
  • Export Excel / PDF payslips
  • Contract management
🌴
HR & Leave Management
Multi-type leave with approval workflows, calendar sync, and 8 compliance report types.
  • Vacation, sick, maternity, custom
  • Request & approval workflows
  • Leave balance & audit trail
  • iCal export (Google/Outlook)
  • 8 HR compliance reports
  • Configurable leave types
⏱️
Time & Attendance
Flexible clock-in methods, live monitoring, correction requests, and detailed reports.
  • PIN, QR code, and link clock-in
  • Live attendance dashboard
  • Manual corrections + approval
  • Work location QR codes
  • Overtime tracking
  • Export to Excel
🎯
CRM & Sales Pipeline
Kanban pipeline with AI enrichment, Kosovo Business Registry lookup, and forecasting.
  • Kanban deal pipeline
  • AI lead scoring & enrichment
  • Kosovo Business Registry API
  • Campaign automation & forms
  • AI-generated email drafts
  • CRM analytics & forecasting
📊
Project Management
Professional PM with Gantt charts, dependency tracking, capacity planning, and time logging.
  • Kanban + Gantt with dependencies
  • Milestones & task assignments
  • Time tracking per task
  • Critical path analysis
  • Capacity planning
  • File attachments & comments
🗂️
Boards (Trello-style)
Drag-and-drop boards with templates, labels, checklists, and public sharing.
  • Drag-and-drop lists & cards
  • Checklists, labels, attachments
  • Card templates
  • Public board sharing
  • Board theming
  • Activity history
📝
Contracts & Reviews
Contract generation, job offers, signing workflow, and performance review cycles.
  • Contract templates + PDF/Word
  • Contract signing workflow
  • Performance review cycles
  • Multi-rater feedback
  • Document management
🤖
AI Features (All modules)
Gemini 2.5 Flash powers intelligent automation woven into every module.
  • Invoice & receipt OCR
  • Tax chatbot (RAG, Kosovo law)
  • Lead enrichment & scoring
  • AI email draft generation
  • Bank reconciliation AI
⚙️
SaaS Infrastructure
Enterprise-grade multi-tenant architecture with subscriptions and seat management.
  • Multi-tenant data isolation
  • Stripe & PayPal subscriptions
  • Seat-based user management
  • Feature plan gating
  • Invite-based team management
📈
Analytics & Reporting
Cross-module analytics, donor-ready reports, and custom export capabilities.
  • Cross-module analytics dashboard
  • EU/USAID/GIZ export formats
  • Custom date range reports
  • PDF & Excel export everywhere
  • Budget vs actual tracking
Finova Blog

Insights for Kosovo
businesses

Tax guides, product updates, HR tips, and civil society finance — in Albanian and English.

🏛️
Tax Guide
TAP 2026: A Complete Guide to Kosovo's Salary Tax Brackets
Everything about progressive TAP brackets — with worked examples for salary ranges from €500 to €3,000/month, pension calculations, and net pay.
GR
Granit Rushiti·Mar 10, 2026·8 min read
🤖
Product Update
Introducing Finova AI: Gemini 2.5 Flash Powers Our Tax Chatbot
GR
Feb 28, 2026·5 min
📊
Finance
How Kosovo NGOs Can Automate Donor Financial Reporting
LH
Feb 15, 2026·6 min
💰
Payroll
Gross-to-Net Calculator: Kosovo Pension in 2026
Employee and employer pension contributions under Kosovo law.
GR
Feb 5·4 min
🎯
CRM
Using Kosovo Business Registry API for Lead Enrichment
How Finova CRM auto-populates company data on every lead.
BR
Jan 28·5 min
📋
Tax & ATK
VAT Registration in Kosovo: When, How, and What It Means
Everything a Kosovo business owner needs to know about ATK VAT registration.
GR
Jan 15·7 min
🤝
NGO / CSO
GIZ, USAID, EU: Formatting Financial Reports for Each Donor
Side-by-side donor reporting requirements and how Finova generates them automatically.
LH
Jan 8·9 min
🌴
HR
Kosovo Labour Law: Mandatory Leave Types Every Employer Must Know
What Kosovo law requires and how Finova automates compliance.
FK
Dec 20·6 min
⏱️
Operations
QR Clock-In: End of Paper Attendance Sheets in Kosovo
How businesses are replacing paper with smart QR attendance systems.
GR
Dec 12·4 min
Get in touch
Let's talk about
your business
Online now
· Same day response
Questions about Finova, want a demo, or need NGO pricing? Our team is based in Prishtinë and responds within one business day.
📞
Phone (Kosovo)
+383 44 000 000
💬
WhatsApp
+383 44 000 000
📍
Office
Prishtinë, Kosovo 🇽🇰
Response times
Sales inquiriesSame day
Technical supportWithin 4 hours
General questionsWithin 24 hours
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