Built for Kosovo · ATK Compliant · Shqip + English

The Business OS
Every Kosovo
Company Needs

Finance, payroll, HR, CRM, and AI — one platform built for Kosovo's legal landscape and modern teams.

AKLHBRFK+
200+ companies across Kosovo use Finova
🟢 Invoice #1042 — Paid · €2,400
📊 VAT Q1 — Ready to submit
🤖 TAP for €1,800 = €161.80/mo
app.finova.io/dashboard
Finance
◈ Dashboard
📄 Invoicing
🏛️ Tax & ATK
💰 Payroll
Operations
🌴 Leave
⏱️ Attendance
🎯 CRM
📊 Projects
Good morning, Granit 👋
Monday, March 17, 2026 · Prishtinë
€42,800
Revenue
↑ 18% this month
127
Invoices
↑ 9 today
24
Employees
3 on leave
€3,420
VAT Due
Due in 12d
Monthly Revenue
Pipeline
Leads
42
Qualified
18
Proposal
9
Won
7
12
Core modules
200+
Active companies
ATK
Tax compliant
AI
Gemini-powered
Trusted by Kosovo businesses
TOKALevizja FOLAJK MediaGAIA SCIDemocracy PLUSCBM MitrovicëSiguriaKCSFGIZ KosovoBTD KosovoNew HorizonsPIPS TOKALevizja FOLAJK MediaGAIA SCIDemocracy PLUSCBM MitrovicëSiguriaKCSFGIZ KosovoBTD KosovoNew HorizonsPIPS
All-in-one

Every module your business needs

Click a module to explore its features and see a live mockup.

Finance
Invoicing & Accounting
Create professional invoices in seconds, send via email or WhatsApp, and track payments in real time. Kosovo VAT books populated automatically.
  • ✓
    PDF invoices with QR codeClients scan to view and pay instantly
  • ✓
    Supplier invoice OCR (Gemini Vision)Photograph a receipt → data extracted automatically
  • ✓
    Libri i Shitjes / BlerjesKosovo VAT books auto-populated
  • ✓
    Bank CSV + AI reconciliationAI suggests matches, you confirm in one click
📄 Invoices 127 total
Filter
+ New
#ClientAmountStatus
#1042TOKA Foundation€2,400
#1041GIZ Kosovo€8,500Pending
#1040Levizja FOL€1,200
#1039Tech Solutions€3,750Overdue
#1038KCSF€6,000
Compliance
Tax & ATK Compliance
Kosovo-native tax engine. Generate IS, IL, QS forms automatically from your transactions. Never miss a deadline.
  • ✓
    IS / IL / QS auto-generationForms built from live transaction data
  • ✓
    Progressive TAP bracketsAll 2026 ATK rates built in
  • ✓
    AI Tax Chatbot (RAG)Ask questions, get answers from Kosovo law
  • ✓
    Quarterly VAT deadlinesReminders 2 weeks before each deadline
🏛️ Tax Dashboard · Q1 2026
History
Generate All
📋
IS Form — Corporate Tax
3%/9% bracket · FY 2025
✓ Ready
📋
IL Form — VAT Declaration
Quarterly · 18% standard rate
✓ Ready
📋
QS Form — Payroll Summary
Monthly TAP + pension · Mar
In Review
📚
Libri i Shitjes
Sales VAT Book · Jan–Mar 2026
✓ Ready
📚
Libri i Blerjes
Purchase VAT Book · Jan–Mar 2026
Due Apr 15
HR & Finance
Payroll & Salaries
Run monthly payroll in minutes. Automatic TAP brackets, pension contributions, gross-to-net calculations, and exportable payslips.
  • ✓
    Monthly payroll runsProcess all employees with one click
  • ✓
    TAP + pension deductionsEmployee and employer contributions auto-calculated
  • ✓
    Gross-to-net calculatorInteractive salary breakdown tool
  • ✓
    Export Excel / PDF payslipsProfessional payslips for every employee
💰 Payroll · March 2026
Export
Run Payroll
4 employees · Total: €6,900 gross
AK
Ardian Krasniqi
Senior Developer
€1,800 gross
→ €1,568.20 net
LH
Lirije Hoxha
Finance Manager
€1,500 gross
→ €1,316.00 net
BR
Besnik Rama
Sales Director
€2,200 gross
→ €1,894.40 net
FK
Fatmire Kelmendi
HR Manager
€1,400 gross
→ €1,231.80 net
HR
Leave Management
Full leave lifecycle — from request to approval to balance tracking. Vacation, sick, maternity, and custom types.
  • ✓
    Multi-type leaveVacation, sick, maternity, unpaid, custom
  • ✓
    Approval workflowsManager notifications, one-click approval
  • ✓
    iCal exportSync to Google Calendar or Outlook
  • ✓
    8 compliance reportsBalance, forecast, utilization and more
🌴 Leave Calendar · March 2026
Reports
+ Request
Mo
Tu
We
Th
Fr
Sa
Su
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Vacation
Sick leave
Today
Operations
Time & Attendance
PIN, QR code, or link-based clock-in. Live monitoring, manual corrections with approval flow, and Excel export.
  • ✓
    PIN, QR & link clock-inWorks on any device, no app required
  • ✓
    Live attendance dashboardSee who's in, late, or absent in real time
  • ✓
    Correction requestsEmployee submits, manager approves
  • ✓
    Work location QR codesMultiple offices, sites, remote
⏱️ Live Attendance · Today
Export
View QR
18
Clocked In
3
Late
3
Absent
AK
Ardian Krasniqi
In: 08:42 · 6h 33m
● In
LH
Lirije Hoxha
In: 09:15 · Late 15m
⚠ Late
BR
Besnik Rama
In: 08:30 · 6h 45m
● In
FK
Fatmire Kelmendi
On leave today
Away
Sales
CRM & Sales Pipeline
Kanban deal pipeline with AI lead enrichment, Kosovo Business Registry lookup, campaign automation, and forecasting.
  • ✓
    Kanban pipelineDrag deals through custom stages
  • ✓
    Kosovo Business Registry APIAuto-enrich leads from the national registry
  • ✓
    AI lead scoring & email draftsGemini ranks leads and writes outreach
  • ✓
    Campaign automationDrip sequences and lead capture forms
🎯 Sales Pipeline
Forecast
+ Deal
Qualified 3
Prishtina NGO
Levizja FOL
€4,80040%
Annual Audit
GAIA SCI
€2,20055%
Proposal 2
SaaS Platform
Tech Innovations
€12,00070%
Closing 2
GIZ Media Centers
AJK + FOL
€80,00090%
Project Management
Projects & Gantt
Kanban boards plus Gantt chart visualization with dependency tracking, milestones, time tracking, and capacity planning.
  • ✓
    Gantt chart with dependenciesVisual timeline with critical path analysis
  • ✓
    Milestones & task assignmentsClear ownership and deadlines
  • ✓
    Time tracking per taskLog hours against project budgets
  • ✓
    Capacity planningPrevent team overallocation
📊 GIZ Media Centers Project
Kanban
Gantt
March – June 2026
Kickoff
Mar 20
Assessment
Apr 1–18
Training Design
Apr 20–May 5
Pilot Training
May 10–28
Final Report
Jun 5–15
Collaboration
Boards (Trello-style)
Drag-and-drop boards for any team workflow. Lists, cards, checklists, labels, public sharing, board theming and activity history.
  • ✓
    Drag-and-drop boardsMove cards between lists intuitively
  • ✓
    Card templates & labelsStandardize repeating workflows
  • ✓
    Public board sharingShare a link with external stakeholders
  • ✓
    Activity historyFull audit trail on every card
🗂️ Marketing Q2 2026
Share
+ Card
To Do 3
Update website
Web
LinkedIn campaign
Social
In Progress 2
Product demo video
65%
Done 4
Brand guidelines
Email templates
Use cases

Built for every Kosovo business

Whether you're an NGO managing donor funds or an SME growing your sales team.

🏢
SME
Growing Businesses
Replace 5 tools with one. Invoicing, payroll, CRM, and projects from one dashboard — no spreadsheets.
InvoicingPayrollCRMProjects
🤝
NGO / CSO
Civil Society Organizations
Track donor budgets, ATK-compliant reports, staff leave, and EU/USAID/GIZ donor exports automatically.
Tax & ATKLeave HRReports
💼
Consultants
Freelancers & Consultants
Send invoices, calculate your own TAP and pension, track project time, and manage clients — for one low price.
InvoicingTaxCRM
🏭
Manufacturing
Production Companies
QR clock-in across multiple sites, attendance reports, payroll for shift workers, supplier invoice OCR.
AttendancePayrollInvoicing
🏥
Healthcare
Service Businesses
Manage appointments as tasks, invoice clients, track staff schedules, and run performance reviews.
ProjectsInvoicingLeave
📡
Donor-funded
Donor Projects
Budget vs actual tracking, donor reporting templates (EU, USAID, GIZ), multi-currency, full audit trail.
FinanceReportsProjects
Gemini 2.5 Flash

AI that thinks like an accountant

Intelligent automation woven into every module — not a chatbot bolt-on.

🔍

Invoice & Receipt OCR

Photograph a supplier invoice — Gemini extracts all fields in under 3 seconds.

🤖

Kosovo Tax Chatbot (RAG)

Ask anything about Kosovo tax law in Albanian or English, powered by ATK regulations.

🏦

Bank Reconciliation AI

Import your bank CSV and AI suggests matches — accept in one click.

✉️

AI Sales Email Drafts

Select a CRM lead, click "Draft" — Gemini writes personalized outreach based on company data.

🤖
Finova AI · Tax Assistant
Online
Sa është TAP për 1,800 € bruto në muaj?
Bazuar në tabelën progresive të ATK-së:

• 0–80€: 0% → €0
• 80–250€: 4% → €6.80
• 250–1800€: 10% → €155.00

TAP total: €161.80/muaj
Pensioni: €90.00 (5%)
Neto: €1,548.20
Po nëse puna është si konsultant?
Kosovo-native

Built for ATK,
not adapted for it

Finova was designed from the ground up for Kosovo's legal framework — not a global tool adapted after the fact.

  • ✓
    IS/IL/QS auto-generationForms populated from live transaction data
  • ✓
    Libri i Shitjes & BlerjesKosovo VAT books maintained automatically
  • ✓
    Progressive TAP + pension bracketsAll 2026 ATK rates built in
  • ✓
    Quarterly VAT deadlinesReminders 2 weeks before each deadline
  • ✓
    Donor reporting formatsEU, USAID, GIZ-compatible financial exports
🏛️
ATK Compliant
All Kosovo tax forms
🇽🇰
Kosovo Law
Local labour law
🇪🇺
EU Standards
IPA/EU ready
🔒
Multi-tenant
Data isolation
💳
Stripe + PayPal
Secure payments
🌐
Shqip + EN
Full bilingual
Built with

Modern, battle-tested stack

Laravel 12
Vue.js 3
Tailwind CSS 4
Alpine.js
Gemini 2.5 Flash
Stripe
PayPal
Postmark
WhatsApp API
AWS SES
dhtmlx Gantt
PHP 8.2
Testimonials

Kosovo businesses love Finova

★★★★★
"ATK forms that took a full day now take 10 minutes. It's a game changer for Kosovo NGOs — one platform for accounting, payroll, and compliance."
AK
Ardian Krasniqi
CFO · Tech Startup, Prishtinë
★★★★★
"The AI tax chatbot answers questions about TAP brackets in Albanian that I used to call my accountant for. Saves me hours every single week."
LH
Lirije Hoxha
Finance Manager · CSO, Gjakovë
★★★★★
"The CRM with Kosovo Business Registry lookup is incredible. AI-enriched leads plus automatic email drafts — this is the future of Kosovo software."
BR
Besnik Rama
Sales Director · Distribution Co.
Pricing

Simple, transparent pricing

14-day free trial on all plans. No credit card required.

Starter
Freelancers & micro-businesses
€19/mo
  • ✓Up to 3 users
  • ✓Invoicing & VAT books
  • ✓Tax forms (IS/IL/QS)
  • ✓Basic Payroll
  • ✓Leave management
  • ✗CRM & Pipeline
  • ✗AI features
Most popular
Business
Growing SMEs & NGOs
€49/mo
  • ✓Up to 15 users
  • ✓All Starter features
  • ✓CRM & Sales Pipeline
  • ✓Project Management + Gantt
  • ✓Time & Attendance
  • ✓AI OCR + Tax Chatbot
  • ✓Unlimited invoices
Enterprise
Large orgs & custom needs
€119/mo
  • ✓Unlimited users
  • ✓All Business features
  • ✓White-label / custom domain
  • ✓API access
  • ✓Priority support & SLA
  • ✓Dedicated onboarding
  • ✓Donor reporting templates
Frequently asked questions
Is there a free trial?+
Yes — every plan comes with a 14-day free trial. No credit card required. Full access to all features in your selected plan.
Is Finova really ATK compliant?+
Yes. Finova was built specifically for Kosovo's ATK system. All brackets, forms (IS, IL, QS), VAT books, and deadlines use official 2026 ATK regulations.
Can I switch plans anytime?+
Absolutely. Upgrade or downgrade anytime from your account settings. Changes take effect at the next billing cycle.
Do you support Albanian language?+
Yes — Finova is fully bilingual in Albanian and English. All tax forms, payroll documents, and the AI chatbot work in both languages.
How is my data protected?+
Each company has completely isolated data (multi-tenant). We use TLS 1.3 in transit and AES-256 at rest, with daily encrypted backups.
Can NGOs get a discount?+
Yes. We offer special pricing for registered NGOs and civil society organizations. Contact our sales team for details.

Ready to run your business
the modern way?

Join 200+ Kosovo companies saving hours every week with Finova.

No credit card required · 14-day free trial · Cancel anytime
All features

Everything Finova
can do

A complete breakdown of all 12 modules, every feature, and AI capability — one platform for your entire business.

↗
📄
Invoicing & Accounting
Complete invoicing workflow with Kosovo VAT books, supplier OCR, bank reconciliation, and client portal.
  • PDF invoices with QR code
  • Recurring invoices & payment links
  • Supplier invoice OCR (Gemini Vision)
  • Libri i Shitjes / Blerjes
  • Bank CSV + AI reconciliation
  • Client self-service portal
↗
🏛️
Tax & ATK Compliance
Full Kosovo ATK engine with auto-generated forms, deadline reminders, and AI tax chatbot.
  • IS, IL, QS form generation
  • Progressive TAP brackets (2026)
  • Quarterly VAT management
  • AI Tax Chatbot (RAG, Kosovo law)
  • Receipt scanning with OCR
  • ATK deadline calendar
↗
💰
Payroll & Salaries
End-to-end payroll with Kosovo-specific deductions, gross-to-net, and payslip generation.
  • Monthly payroll runs
  • TAP + pension deductions
  • Gross-to-net calculator
  • Employee salary history
  • Export Excel / PDF payslips
  • Contract management
↗
🌴
HR & Leave Management
Multi-type leave with approval workflows, calendar sync, and 8 compliance report types.
  • Vacation, sick, maternity, custom
  • Request & approval workflows
  • Leave balance & audit trail
  • iCal export (Google/Outlook)
  • 8 HR compliance reports
  • Configurable leave types
↗
⏱️
Time & Attendance
Flexible clock-in methods, live monitoring, correction requests, and detailed reports.
  • PIN, QR code, and link clock-in
  • Live attendance dashboard
  • Manual corrections + approval
  • Work location QR codes
  • Overtime tracking
  • Export to Excel
↗
🎯
CRM & Sales Pipeline
Kanban pipeline with AI enrichment, Kosovo Business Registry lookup, and forecasting.
  • Kanban deal pipeline
  • AI lead scoring & enrichment
  • Kosovo Business Registry API
  • Campaign automation & forms
  • AI-generated email drafts
  • CRM analytics & forecasting
↗
📊
Project Management
Professional PM with Gantt charts, dependency tracking, capacity planning, and time logging.
  • Kanban + Gantt with dependencies
  • Milestones & task assignments
  • Time tracking per task
  • Critical path analysis
  • Capacity planning
  • File attachments & comments
↗
🗂️
Boards (Trello-style)
Drag-and-drop boards with templates, labels, checklists, and public sharing.
  • Drag-and-drop lists & cards
  • Checklists, labels, attachments
  • Card templates
  • Public board sharing
  • Board theming
  • Activity history
↗
📝
Contracts & Reviews
Contract generation, job offers, signing workflow, and performance review cycles.
  • Contract templates + PDF/Word
  • Contract signing workflow
  • Performance review cycles
  • Multi-rater feedback
  • Document management
↗
🤖
AI Features (All modules)
Gemini 2.5 Flash powers intelligent automation woven into every module.
  • Invoice & receipt OCR
  • Tax chatbot (RAG, Kosovo law)
  • Lead enrichment & scoring
  • AI email draft generation
  • Bank reconciliation AI
↗
⚙️
SaaS Infrastructure
Enterprise-grade multi-tenant architecture with subscriptions and seat management.
  • Multi-tenant data isolation
  • Stripe & PayPal subscriptions
  • Seat-based user management
  • Feature plan gating
  • Invite-based team management
↗
📈
Analytics & Reporting
Cross-module analytics, donor-ready reports, and custom export capabilities.
  • Cross-module analytics dashboard
  • EU/USAID/GIZ export formats
  • Custom date range reports
  • PDF & Excel export everywhere
  • Budget vs actual tracking
Finova Blog

Insights for Kosovo
businesses

Tax guides, product updates, HR tips, and civil society finance — in Albanian and English.

🏛️
Tax Guide
TAP 2026: A Complete Guide to Kosovo's Salary Tax Brackets
Everything about progressive TAP brackets — with worked examples for salary ranges from €500 to €3,000/month, pension calculations, and net pay.
GR
Granit Rushiti·Mar 10, 2026·8 min read
🤖
Product Update
Introducing Finova AI: Gemini 2.5 Flash Powers Our Tax Chatbot
GR
Feb 28, 2026·5 min
📊
Finance
How Kosovo NGOs Can Automate Donor Financial Reporting
LH
Feb 15, 2026·6 min
💰
Payroll
Gross-to-Net Calculator: Kosovo Pension in 2026
Employee and employer pension contributions under Kosovo law.
GR
Feb 5·4 min
🎯
CRM
Using Kosovo Business Registry API for Lead Enrichment
How Finova CRM auto-populates company data on every lead.
BR
Jan 28·5 min
📋
Tax & ATK
VAT Registration in Kosovo: When, How, and What It Means
Everything a Kosovo business owner needs to know about ATK VAT registration.
GR
Jan 15·7 min
🤝
NGO / CSO
GIZ, USAID, EU: Formatting Financial Reports for Each Donor
Side-by-side donor reporting requirements and how Finova generates them automatically.
LH
Jan 8·9 min
🌴
HR
Kosovo Labour Law: Mandatory Leave Types Every Employer Must Know
What Kosovo law requires and how Finova automates compliance.
FK
Dec 20·6 min
⏱️
Operations
QR Clock-In: End of Paper Attendance Sheets in Kosovo
How businesses are replacing paper with smart QR attendance systems.
GR
Dec 12·4 min
Get in touch
Let's talk about
your business
●Online now
· Same day response
Questions about Finova, want a demo, or need NGO pricing? Our team is based in Prishtinë and responds within one business day.
📞
Phone (Kosovo)
+383 44 000 000
💬
WhatsApp
+383 44 000 000
📍
Office
Prishtinë, Kosovo 🇽🇰
Response times
Sales inquiriesSame day
Technical supportWithin 4 hours
General questionsWithin 24 hours
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